FROM YOUR HIGHSTREET BANK TO YOUR LOCAL SHOWROOM, GOOD CREDIT IS VITAL TO LIFE IN MODERN BRITAIN. YET IN 2018, 26% OF U.K. ADULTS DIDN’T GET CREDIT—OR WERE TOO WORRIED ABOUT REJECTION TO APPLY. POOR CREDIT MEANS RELUCTANT LENDERS—OR EYE-WATERING INTEREST RATES.
PM CREDIT MANAGEMENT IS HERE TO HELP.
Our team of experts understands how U.K. credit works, lobbying lenders and Credit Reference Agencies to fix your credit fast. We’ll battle to remove unfavourable or incorrect information from your credit ratings, including late payments, insolvencies, defaults, and other public records.
HOW IT WORKS
Understand, establish, and define client’s relationship with PM Credit Management.
Gather details on client’s credit situation, including personal data, goals, time abroad.
Analyse and evaluate the client’s current credit status.
Develop and present solutions, including removing inaccurate credit information.
Implement solutions. Vigorously lobby lenders and Credit Reference Agencies.
Monitor solutions until credit score improves. Continue checking over time.
James, a 47 year-old businessman from Manchester worked hard all his life, but recently ran into some bad luck. After the firm he partnered in unexpectedly went bankrupt, he was left with a mortgage he was unable to pay off. Though he soon got another job, these late payments would come back and bite him later.
Like many Brits in his situation, James thought little of it—until he came to buy a new car. When he went to his local dealership, he found he was unable to take the vehicle home on credit. His late mortgage payments had led his highstreet lender to downgrade his credit score, embarrassing James and forcing him to take an overcrowded train to work instead.
But by partnering with PM Credit Management, James was quickly able to fix his situation. First we worked with him to understand why his credit had suffered—then we acted decisively to fix it. We lobbied his lender, pointing out that James had carefully paid off his mortgage for years before he lost his job. We also provided proof that he had never missed electricity and water payments, despite suggestions to the contrary.
Pretty soon, James’s credit was restored—and he was back commuting to work in the comfort of his car, rather than being trapped at Manchester Piccadilly with hundreds of other miserable people.
FIXED YOUR CREDIT? A GOOD CREDIT REPORT IS HOW YOU PROVE IT.
STILL NOT CONVINCED?
Life With Credit Restoration
- Solid credit for all your needs
- Reputation restored with lenders and CRA’s
- Ongoing support to keep credit score high
Life Without Credit Restoration
- New investments become impossible
- Confusion about your credit status and how to manage it
Please note we are still pending FCA approval for this service