IN BRITAIN TODAY, KEEPING YOUR CREDIT REPORTS UP-TO-DATE IS VITAL ACROSS ALL WALKS OF LIFE. THIS CAN BE CHALLENGING—UNLIKE IN THE U.S., EACH CREDIT REFERENCE AGENCY AND BANK CREATES ITS OWN REPORT, USING EVERYTHING FROM THE ELECTORAL ROLL TO ELECTRICITY BILLS. REPORTS SOMETIMES CITE INACCURATE INFORMATION, PUTTING YOUR CREDIT AT RISK.
PM CREDIT MANAGEMENT IS HERE TO HELP.
We point you towards the best credit reports on the market. We then carry out free, expert analysis to ensure it’s up to scratch—and help fix it if it isn’t.
|Free||Free for 30 days, then £14.99 a month|
|Completely free, we help you get statutory reports from Experian, Equifax and TransUnion, the three main credit agencies in the U.K.||More comprehensive than free statutory reports, CheckMyFile is the U.K.’s only multi-agency credit report.|
HOW IT WORKS
understand, establish, and define client’s relationship with pm credit management.
Analyse and evaluate the credit report.
If necessary, we can then begin Credit Restoration
Credit Restoration and Credit Builder services arePlease mention something about pending FCA Approval. Once we have a registration number, we will need to list that at the bottom of the website.
Note: Credit Restoration and Credit Builder are pending FCA approval
Peter, 66, never knew his credit was a problem. He had always paid his bills on time, and anyway avoided credit as much as possible. But when he needed to take out a loan for a holiday home he and his wife were buying in France—he found that he couldn’t. His new bank blocked the loan because of Peter’s weak credit score.
Confused and frustrated, Peter turned to PM Credit Management. On our advice, he signed up with CheckMyFile, the U.K.’s only multi-agency credit report. After getting the results, we analysed Peter’s credit report—and the reason for his loan rejection soon became clear. After confusing him with someone else of the same name, both credit reference agencies and lenders were reporting that he had defaulted on a debt in the early 2000s—something that in reality had never happened.
After we pinpointed the problem, Peter agreed the next step was to exploit our Credit Restoration service. We lobbied his lender to clear his name, and within a few weeks his loan was approved—finally letting Peter begin his French retirement in peace.
STILL NOT CONVINCED?
Life With Credit Report
- An robust understanding of your current credit score
- Expert analysis on how to fix it if necessary
- Regular updates on your credit score—ensuring peace of mind
Life Without Credit Report
- Confusion about your credit score—and how it impacts your life
- The risk of rejection when renting a flat or buying a new car
- Anxiety about credit and how it might affect future